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Article 38 - Consumer protection
Introduction
Conclusion
In the light of the foregoing, I propose that the Court answer the questions referred by the Juzgado de Primera Instancia No 11 de Vigo (Court of First Instance No 11, Vigo, Spain) and from the Juzgado de Primera Instancia No 20 de Barcelona (Court of First Instance No 20, Barcelona, Spain) as follows:
In the context of the examination of an application for an order for payment made under Regulation (EC) No 1896/2006 of the European Parliament and of the Council of 12 December 2006 creating a European order for payment procedure and relating to a claim based on a contract concluded between a seller or supplier and a consumer, the court seised is entitled to review of its own motion the potentially unfair nature of the terms laid down in that contract, in accordance with Articles 6 and 7 of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, read in the light of Article 38 of the Charter of Fundamental Rights of the European Union and Article 6(1) TEU.
For that reason, under Article 9(1) of Regulation No 1896/2006, read in conjunction with Article 7(2)(d) and (e) of that regulation, the court seised may require the claimant to reproduce the contract relied on in support of his claim, with the aim of carrying out the review referred to above.
Articles 7 and 9 of Regulation No 1896/2006, read in conjunction with Articles 6 and 7 of Directive 93/13, preclude a provision of national law, such as that at issue in the main proceedings, which regards as inadmissible additional documents submitted by a claimant to the court seised, such as a copy of the contract supporting the claim brought against the consumer.
1, 5, 38-41, 55-58, 134, 140, 143, 146